.bkgd { background-image: url("images/bkgd_01.jpg"); background-repeat: repeat-x; background-position: 0 top }
.body { font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif; line-height: 16px; text-align: justify }
.body-indent { font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif; line-height: 16px; text-align: justify; margin-left: 15px }
.body1 { font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif; line-height: 16px }
.header { color: #88413a; font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 16px; text-align: justify }
.header1 { color: #88413a; font-size: 11px; font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; line-height: 16px }
.terms { color: #ae6959; font-size: 10px; font-family: Verdana, Arial, Helvetica, sans-serif; line-height: 16px }
a:link  { color: #88413a; text-decoration: underline }
a:visited  { color: #88413a; text-decoration: underline }
a:hover  { color: #000; text-decoration: underline }